{"id":609,"date":"2021-07-04T07:23:00","date_gmt":"2021-07-04T05:23:00","guid":{"rendered":"https:\/\/denikbydleni.cz\/?p=609"},"modified":"2026-09-21T22:33:16","modified_gmt":"2026-09-21T20:33:16","slug":"k-drazbe-vubec-nemusi-dojit","status":"publish","type":"post","link":"https:\/\/denikbydleni.cz\/?p=609","title":{"rendered":"K dra\u017eb\u011b v\u016fbec nemus\u00ed doj\u00edt"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Ne\u010dekejte, a\u017e v\u00e1m exekutor prod\u00e1 va\u0161i nemovitost v\u00a0dra\u017eb\u011b. Tomuto kroku se d\u00e1 p\u0159edej\u00edt a z\u00edskat tak za svou nemovitost mnohem v\u00edce finan\u010dn\u00edch prost\u0159edk\u016f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pokud se v\u00e1m p\u0159ihodilo, \u017ee jste vinou okolnost\u00ed nebo \u0161patn\u00fdch \u017eivotn\u00edch rozhodnut\u00ed obdr\u017eeli <strong>exeku\u010dn\u00ed p\u0159\u00edkaz na nemovitost<\/strong>, je\u0161t\u011b nemus\u00ed b\u00fdt nic ztraceno. Nezoufejte a rad\u011bji tuto situaci vhodn\u00fdm zp\u016fsobem \u0159e\u0161te, dokud je je\u0161t\u011b \u010das. Jednou z&nbsp;mo\u017enost\u00ed je takzvan\u00fd <em>zp\u011btn\u00fd leasing<\/em>, kter\u00fd se zakl\u00e1d\u00e1 na odkoupen\u00ed va\u0161\u00ed nemovitosti firmou, kter\u00e1 splat\u00ed va\u0161e pohled\u00e1vky a pot\u00e9 v\u00e1s stanov\u00ed n\u00e1jemcem.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Pokud se nemovitost prod\u00e1 v&nbsp;dra\u017eb\u011b, pak jde jeho prodejn\u00ed hodnota hluboko pod cenu a vy se zbyte\u010dn\u011b o\u0161id\u00edte.&nbsp;<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Jste v&nbsp;exekuci? Pak s&nbsp;bankou nepo\u010d\u00edtejte<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pot\u00e9, co vy\u0159e\u0161\u00edte tuto z\u00e1le\u017eitost, m\u016f\u017eete pokra\u010dovat zp\u011bt na pevnou zem. V&nbsp;dal\u0161\u00ed cest\u011b za oddlu\u017een\u00edm by v\u00e1m mohla pomoci n\u011bkter\u00e1 <strong>nebankovn\u00ed p\u016fj\u010dka<\/strong>. Je v\u0161ak nutn\u00e9 dob\u0159e po\u010d\u00edtat, abyste se nedostali do je\u0161t\u011b v\u011bt\u0161\u00edch obt\u00ed\u017e\u00ed. <em>D\u00edky tomu, \u017ee nejste pro banku dostate\u010dn\u011b bonitn\u00edm klientem, nem\u016f\u017eete si vz\u00edt klasickou hypot\u00e9ku.<\/em> Tento zp\u016fsob m\u016f\u017eete zvolit, a\u017e bude op\u011bt s&nbsp;va\u0161imi pohled\u00e1vkami v\u0161e v&nbsp;po\u0159\u00e1dku. Dal\u0161\u00ed podm\u00ednkou je tak\u00e9 \u010dist\u00fd rejst\u0159\u00edk dlu\u017en\u00edk\u016f. Tam ale doch\u00e1z\u00ed z&nbsp;vymaz\u00e1n\u00ed va\u0161eho jm\u00e9na a\u017e po n\u011bkolika letech po zaplacen\u00ed dlu\u017en\u00fdch \u010d\u00e1stek. \u0158e\u0161en\u00edm by mohla tedy b\u00fdt <strong>p\u016fj\u010dka bez registru s NRKI<\/strong>.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>A\u017e bude tedy pro v\u00e1s situace op\u011bt p\u0159\u00edzniv\u00e1, m\u016f\u017eete se informovat o sv\u00fdch mo\u017enostech v&nbsp;oblasti hypot\u00e9k pomoc\u00ed webov\u00e9ho n\u00e1stroje, kter\u00fdm je <strong>hypote\u010dn\u00ed kalkula\u010dka<\/strong>.&nbsp;<\/li><li>Ta v\u00e1m prozrad\u00ed p\u0159edev\u0161\u00edm <em>\u00fadaj RPSN<\/em>, ze kter\u00e9ho se dozv\u00edte v\u0161e pot\u0159ebn\u00e9.&nbsp;<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Nebankovn\u00ed poskytovatel\u00e9 nab\u00edzej\u00ed rychl\u00e1 \u0159e\u0161en\u00ed&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">U nebankovn\u00edch poskytovatel\u016f finan\u010dn\u00edch produkt\u016f klienti v\u00edtaj\u00ed p\u0159edev\u0161\u00edm rychl\u00e9 vy\u0159\u00edzen\u00ed a snadnou dostupnost. P\u016fj\u010dky se toti\u017e daj\u00ed vy\u0159\u00eddit z&nbsp;pohodl\u00ed domova, bez toho, \u017ee byste museli hledat kamennou pobo\u010dku. <strong>Online p\u016fj\u010dky<\/strong> jsou rychl\u00e9 a nab\u00edz\u00ed se cel\u00e1 \u0159ada v\u011b\u0159itel\u016f.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong><em>Hlavn\u00ed z\u00e1sadou ale je, aby byl pr\u00e1v\u011b ten v\u00e1\u0161 uveden na seznamu \u010cesk\u00e9 n\u00e1rodn\u00ed banky.&nbsp;<\/em><\/strong><\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>Pak m\u00e1te jistotu, \u017ee disponuje licenc\u00ed a jedn\u00e1 se tedy o solidn\u00edho partnera pro uzav\u0159en\u00ed \u00fav\u011brov\u00e9 smlouvy.<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ne\u010dekejte, a\u017e v\u00e1m exekutor prod\u00e1 va\u0161i nemovitost v\u00a0dra\u017eb\u011b. Tomuto kroku se d\u00e1 p\u0159edej\u00edt a z\u00edskat tak za svou nemovitost mnohem v\u00edce finan\u010dn\u00edch prost\u0159edk\u016f. Pokud se v\u00e1m p\u0159ihodilo, \u017ee jste vinou okolnost\u00ed nebo \u0161patn\u00fdch \u017eivotn\u00edch rozhodnut\u00ed obdr\u017eeli exeku\u010dn\u00ed p\u0159\u00edkaz na nemovitost, je\u0161t\u011b nemus\u00ed b\u00fdt nic ztraceno. Nezoufejte a rad\u011bji tuto situaci vhodn\u00fdm zp\u016fsobem \u0159e\u0161te, dokud je [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":803,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-609","post","type-post","status-publish","format-standard","has-post-thumbnail","category-hobby"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/denikbydleni.cz\/index.php?rest_route=\/wp\/v2\/posts\/609","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/denikbydleni.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/denikbydleni.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/denikbydleni.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/denikbydleni.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=609"}],"version-history":[{"count":1,"href":"https:\/\/denikbydleni.cz\/index.php?rest_route=\/wp\/v2\/posts\/609\/revisions"}],"predecessor-version":[{"id":14644,"href":"https:\/\/denikbydleni.cz\/index.php?rest_route=\/wp\/v2\/posts\/609\/revisions\/14644"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/denikbydleni.cz\/index.php?rest_route=\/wp\/v2\/media\/803"}],"wp:attachment":[{"href":"https:\/\/denikbydleni.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=609"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/denikbydleni.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=609"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/denikbydleni.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=609"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}